What is the difference between ssd and ssdi




















While both programs are overseen and managed by the Social Security Administration, and medical eligibility for disability is determined in the same manner for both programs, there are distinct differences between the two programs.

Supplemental Security Income is a program that is strictly need-based, according to income and assets, and is funded by general fund taxes not from the Social Security trust fund. SSI is called a "means-tested program," meaning it has nothing to do with work history, but strictly with financial need. Disabled people who are eligible under the income requirements for SSI are also able to receive Medicaid in the state they reside in.

Most people who qualify for SSI will also qualify for food stamps, and the amount an eligible person will receive is dependent on where they live and the amount of regular, monthly income they have.

SSI benefits will begin on the first of the month when you first submit your application. Social Security Disability Insurance is funded through payroll taxes. Our team of qualified and knowledgeable representatives will help walk you through the challenging process of applying for Social Security Disability benefits.

Can we contact you by text message? YES NO. It can take up to 15 seconds to complete your submission. I agree to receive response text messages in regards to my legal inquiry, which may be considered advertising material. The text message may be automatically generated from the above form to better help us coordinate communications.

I understand my consent to this is not necessary to obtain services from Crest SSD. Accurate information is required for a free evaluation. Your data is secure and will be transmitted by SSL encryption. Medicare is a federal health insurance program that covers routine hospital services and most but not all primary medical care. Medicare is not as comprehensive as Medicaid, and many Medicare beneficiaries purchase what are known as private "Medigap" policies to fill in the holes in their primary Medicare coverage.

The new year is always a time to take stock of the previous year and to make positive changes for the months ahead. Here are You may? For SSI benefits, there is no prior work requirement. Some non-citizens may also qualify. For SSD benefits, non-citizens must be lawfully present in the U. Examples may include permanent residents, asylum seekers, and political refugees. Some foreign workers, non-resident aliens, veterans, and active duty members of the U.

Military may also qualify. However, there are additional conditions that apply depending on the situation. Some non-citizens may be limited to seven years of SSI benefits, although extensions may be possible. There are no income or resource limits for collecting SSD benefits. It will usually not matter to Social Security how much money you have in the bank or other resources.

But if you are earning substantial income through work activity , Social Security might question whether you are disabled under its rules for SSD benefit purposes.

Besides that, your SSD benefit will usually not be reduced or eliminated because you have other income or resources. One exception to that rule is if you received workers compensation benefits. Also, if you have a long term disability LTD policy, some policies require reimbursement and offset of LTD disability payments made during the same period you have received SSD benefits.

The SSI program does have low-income and resource requirements. Other countable income may reduce or even eliminate an SSI cash benefit.



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